How To Choose A Financial Adviser

How to choose a financial adviser

If you have decided that you need some help with your expat financial planning, knowing where to begin to find a good expat adviser can be a daunting task. There is no shortage of information available online, but the difficulty is, sometimes there’s just too damn much information. Filtering through it all can be a tedious and time-consuming task to say the least. And more often than not, you’ll come …

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Expat Investing: 5 Ugly Truths Revealed

The ugly truth about expat investing

When you’re living and working abroad, wherever it is in the world, you are likely to be targeted at some point by an Independent Financial Adviser (IFA), who wants to help you make the extra income you are probably getting with your expat post “work harder” for you by recommending a suitable investment vehicle. For the most part, investing money for the future is a good thing and can be …

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No Nonsense Guide To Finance #2

No Nonsense Guide To Finance

For the newbie investor, the language used by finance people can be bewildering and quite intimidating at times, but the concepts behind the “foreign language” are usually fairly simple – at least, most of the time, anyway! My No Nonsense Guide To Finance series of posts aims to simplify a lot of the terminology you are likely to encounter if you enter the world of financial planning and investing. Being …

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7 Things To Do Before You Start Investing

Expats tips on investing

Sometimes the easiest way to understand something is to look at a diagram or picture. In finance, we’re often presented with graphs and flow charts to illustrate concepts and outcomes and these visuals can often tell the story much quicker than a sea of text. In financial planning, there is a concept or approach known as the Financial Planning Pyramid, which is designed to help clients to visualise the financial …

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Seven Deadly Sins Of Investing

7 Deadly Sins of Investing

I have seen a few financial articles over the last year or so entitled “The Seven Deadly Sins Of Investing”. Some I thought were pretty good and others kind of just okay.  I’m certainly no expert on Dante and I have never read Chaucer’s “Canterbury Tales”, but I did love the film “Seven”. I remember it was always written “Se7en” stylistically and after that, a few more of these kind …

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How To Survive A Stock Market Crash

How to survive a stock market crash

Or: How To Stay Focused On The Long-Term Plan. Depending on when you are reading this, the stock markets could be up or down on the previous year. At the time of writing, many of the major indices (Dow Jones Industrial Average, the S&P 500, etc) had recently seen some real highs. But I want to talk about what happens when the markets start to slip. Because that does happen. …

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10 Easy Ways To Reduce Investment Risk

Expat tips on reducing investment risk

Investments always come with some risk, but there are certain things within your control that you can do to reduce your chances of walking into a disaster. In the offshore financial services industry, expatriates are often exposed to broad spectrum of potential pitfalls, ranging from well-intentioned-but-poor advice to blatant mis-selling to outright scams. Based on what I have experienced in the industry over the past decade, here are 10 things …

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