How To Survive A Stock Market Crash

How to survive a stock market crash

Or: How To Stay Focused On The Long-Term Plan. Depending on when you are reading this, the stock markets could be up or down on the previous year. At the time of writing, many of the major indices (Dow Jones Industrial Average, the S&P 500, etc) had recently seen some real highs. But I want to talk about what happens when the markets start to slip. Because that does happen. …

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10 Easy Ways To Reduce Investment Risk

Expat tips on reducing investment risk

Investments always come with some risk, but there are certain things within your control that you can do to reduce your chances of walking into a disaster. In the offshore financial services industry, expatriates are often exposed to broad spectrum of potential pitfalls, ranging from well-intentioned-but-poor advice to blatant mis-selling to outright scams. Based on what I have experienced in the industry over the past decade, here are 10 things …

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Is Your Investment Portfolio Actually Any Good?

Is your portfolio any good?

If you’re a long-term investor using a financial adviser/wealth manager to help you build your portfolio, you probably understand the basics of asset allocation, but if you don’t or that’s where the extent of your knowledge concerning your portfolio ends, rest assured that you’re not in an uncommon position. After all, that is why you have an adviser, right? The fact is, loads of people invest with advisers and put …

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No Nonsense Guide To Finance #1

No Nonsense Guide To Finance

Life is really simple, but we insist on making it complicated. And as I am sure you’ll agree, the world of finance certainly does its fair share of adding to the complexity! So, I always like to break down the terminology used by finance bods into language that actually means something to the rest of us. In this post, we’re looking at building a portfolio and some of the terms …

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How To Open An Offshore Bank Account

Expat tips on opening an offshore bank account

Offshore banking might be something you only associate with the super-rich and highly-sophisticated investors, but the fact is, most of us can open such an account when living and working away from home and the process is actually relatively straightforward. What is an offshore bank account? An offshore bank account, which is often also referred to as an international bank account, is simply a bank account that is not domiciled …

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How Much Money Do I Need To Retire?

How much do you really need to retire?

Google ‘How much money do I need to retire?’ and you’ll see that among the various calculators, theories, ‘magic numbers’ and rules of thumb listed in the search returns, the ideas about what retirement savings should look like vary quite substantially. Mathematically, coming up with a number is not too difficult. Coming up with a number that will serve you well is another matter altogether, so unfortunately, the answer to …

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Could You Spot An Investment Scam?

How to spot an investment scam

I prefer to believe that the majority of the people in this world are good and generally honest, but unfortunately there are still plenty of dishonest, thieving b*stards out there that want to take your money any which way they can. So you need to be careful when it comes to investing. There are a lot of investments sold to expats that are not scams per se, but are simply …

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